Group Health Benefits

Group Health Benefits are usually part of a group Health and Dental Program established by employers or administrators of organizations for the benefit and wellness of their employees or members. As an employer or administrator, you are able to determine the level of coverage available to your employees or members and can choose the percentage of premium your company or organization will pay, and how much your employees or members will pay.

Health Insurance pays for additional medical care, for your employees or members and their families, that isn’t covered by OHIP.

Qualifications

Your employees or members must fill out an application and answer medical questions. Fluid testing may also be required, along with other underwriting requirements.

Things that can be covered

Prescription medications, Chiropractor, Chiropodist, Osteopath, Naturopath, Podiatrist, Registered Massage Therapist, Acupuncturist, may also include vision care, medical appliances, air and ground ambulance, and more.

Premiums based on

The average age and number of employees or members in your group.