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OHIP Travel Benefits Are Gone, What Does That Mean For You?

As of January 1st 2020 Ontario no longer offers medical benefits for travelers outside of Canada.  Previously, anyone who had a medical emergency while travelling could attempt to claim up to $400 a day for emergency in-patient services and $50 a day for emergency outpatient services.[1]  That is no longer the case.

What will that mean for your next trip down south, or overseas?  Surprisingly not that much, but it does mean that purchasing travel insurance before your next trip is even more important.  The truth is OHIP was never that effective at reimbursing Ontarians, only around 5% of a typical traveler’s urgent health care costs were ever covered.[2] 

Now, all medical costs from outside of Canada must be paid by you, the traveler, and the insurance you have in place before leaving.  Make sure you know what coverage you have in place and how to reach your provider.  Call your provider and ask questions about your trip and coverage so you can have peace of mind while relaxing on that sunny beach or visiting family.

Don’t have coverage already or want to add more? A real insurance broker can help you find the best policy for your trip, help you understand the coverage and let you know exactly what to do if something does happen.  Email us at info@josslin.com or call us at 1-888-567-7546. We’re here to help.  Don’t get caught without travel insurance during an emergency, it’s more important than ever.



[1] “Snowbird Group Concerned about Ontario's Proposal to Scrap out-of-Country OHIP Coverage | CBC News.” CBC News, CBC/Radio Canada, 24 Apr. 2019, https://www.cbc.ca/news/canada/toronto/doug-ford-ohip-out-of-country-emergency-coverage-1.5109027

[2] ibid

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