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Health Care Spending Accounts are a unique type of savings account. Each employee has their own Health Spending Account, into which funds are deposited on an annual basis. The money in the accounts is referred to as credits and each employee is able to use the credits to pay for health care and dental care not covered by their group benefits. Health Care Spending Accounts can be combined with your group insurance plan, or can be used on its own instead of less flexible benefits plans.
You choose what will be covered under your healthcare spending account and which coverages each employee is entitled to.
You decide on the amount of the coverage you would like to provide and create the account reserve in one lump sum, or in a series of payments.
Josslin would be happy to provide you a quote on your group health care spending account. Please contact Romano Klomp if you have any questions or would like a quote.