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Registered Education Savings Plans or Education Plans are designed for Parents, Grandparents or people who have young children in their lives who they would like to help with post-secondary education costs. We suggest that you begin your child’s Education Plan while they are young in order to maximize the growth of your investment, but it is never too late to plan for your child’s education.
If you choose a Registered Education Savings Plan, the Canadian Government will match up to 20% of your contribution to help your fund grow even more. If your child decides not to pursue post-secondary education, don’t worry. You can always roll the funds into your Registered Retirement Savings Plan (RRSP), minus the government contributions, of course.
Your child must have a Social Insurance Number (SIN).
Your contributions are based on how much you want to eventually contribute to the child’s education, and anticipated interest rates.
Josslin would be happy to provide you a quote on your RESP's / education plans. Please contact Romano Klomp if you have any questions or would like a quote.